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Retiring early

If you retire early you are likely to have less money in your Pension Account because it will have received fewer contributions and has had less time to grow. It also means that your Pension is expected to be in payment for longer than if you had retired at your normal retirement date, aged 65. The earliest date you can retire is normally aged 55 and the latest date you can take your pension is aged 75.  This means your income will be smaller. Depending on your age, you may also have to wait longer for your State pension to be paid.

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